If you’re in need of holiday spending money and you’re looking for the best place to sell gold jewelry for cash, reputable luxury pawn shops such Watch & Wares are a great solution. We buy all types of gold and diamond jewelry as well as other luxury goods. However, we also offer generous collateral loans if you need cash but you’re not ready to part with your valuables. If you’ve been contemplating whether to sell diamond jewelry in order to relieve holiday debt this year, consider a collateral loan from Watch & Wares instead.

What is a collateral loan?

A collateral loan is a loan secured by something valuable that you own, such as fine jewelry or designer watches. Once your valuable item has been assessed for fair value, you’ll receive an equivalent loan value in cash and the lender will keep your asset as collateral. Once you repay the loan in full, you’ll receive your item(s) back. If you fail to repay the loan, the lender keeps your item indefinitely as repayment for the loan. Collateral loans are often preferred over other loan types because they don’t require a credit check and won’t affect your credit score if you fail to repay the full loan value. 

What is acceptable collateral for a loan?

We accept many different forms of collateral as the basis for a loan. Items we accept include contemporary and antique jewelry, Rolex watches and other designer timepieces, luxury handbags, fine art, rare coins, and other valuable collectibles. If you have any questions about a specific item you’d like to put up as collateral, speak to a team member and we would be happy to assist you and appraise any acceptable items.

What are the loan terms?

Watch & Wares is a premier choice for collateral loans because we offer generous and fully transparent loan terms that maximize your chance of full repayment. We fully comply with state regulations that control interest rates, how collateral is held, and loan repayment periods, ensuring that you are fully protected throughout the process. We issue loan tickets with every transaction, which clearly state all loan terms so you know exactly how the process works. Our loans are for a standard four-month window with a 10-day grace period. If you fully repay the loan in that time, we promptly return your collateral. If you fail to repay the loan, we keep your item as repayment. You can also choose to extend the loan by paying the interest owed in full. We work with you to give you flexible options that meet your needs and help you relieve holiday debt with minimal stress.

Why Watch & Wares?

We’re not just the best place to sell gold jewelry, we’re also the best place to loan it. We buy, sell, and appraise a wide variety of fine jewelry, designer watches, and luxury handbags, so we can conduct swift appraisals that result in some of the most competitive loan values in the area. We have a stellar team of industry experts and gemologists trained to appraise high-value items with unparalleled customer service. We also conduct all loans with the utmost discretion and transparency, ensuring you a comfortable and hassle-free luxury collateral loan experience. 

If you’re not ready to sell diamond jewelry that’s been in your family for years, but you need cash now, consider a Watch & Wares collateral loan instead. It’s a safe and secure option that preserves your good credit while getting you the money you need when you need it. To find out more about our collateral loans or to schedule an appraisal today, give us a call at (714) 731-9600. One of our friendly and knowledgeable staff members would be happy to assist you.

Everybody wants to keep their favorite pieces of jewelry looking brand new and in good condition. However, techniques to maintain jewelry can vary depending on the type of piece. Platinum, diamond, gemstone, gold, and pearl pieces of jewelry each have their own unique processes. If you’re looking to maintain your jewelry’s shine and quality, here are five effective methods that you can try at home. 

Cleaning Platinum Jewelry

Platinum jewelry does not require much maintenance or resources to retain its appearance. If you do want to polish your platinum jewelry you can use a chamois cloth along with a solution of moderately warm water mixed with mild dish soap.

Diamond Jewelry Care

Diamond is a trendy and attractive gemstone that can make for stunning jewelry. While a diamond can be a tough and strong material, it can still be damaged if you are not careful. A good solution to help maintain a diamond jewelry’s shine involves mixing a quarter cup of mild dish detergent with one cup of moderately warm water. Then, place the jewelry in the solution for twenty to thirty minutes. Once enough time has elapsed, you then use a toothbrush to softly brush the jewelry to remove any dirt that may be on it. Exercise caution when brushing and do not use too much force. 

Cleaning Gemstone Jewelry

Because of the variety and large quantity of gemstones, there are different approaches that a person can take in cleaning their jewelry. Some recommended options to wipe gemstone jewelry are lint-free cleaning cloths or ones made from microfiber. It should be noted that hot water should generally not be used with gemstones.

Maintaining Gold

Cleaning gold jewelry is generally uniform no matter which type you own. A standard and efficient way to clean your gold jewelry is with a soft chamois cloth. If your jewelry has tarnished, you can soak it in a solution of moderately warm water mixed with dish soap and a few drops of mild dish detergent. Leave the jewelry in the solution for a short period and then use a lint free cloth to gently wipe it.

Maintaining Pearls and their Shine

The cleaning of pearl jewelry is unique from that of others as it does not heavily rely on the use of water. Use of a chamois cloth is one method of keeping your pearls clean. For more excessively dirty pearl jewelry, lightly wet the cloth with moderately warm water that’s been mixed with mild dish soap and gently wipe. 

There are several effective methods that can help maintain your jewelry’s shine in between professional services from your local jeweler. Watch and Wares provides a variety of exceptional services including our stellar jewelry repair. Our experienced team uses the latest modern tools and equipment to help return your jewelry to its pristine form. We offer free estimates on all jewelry repairs so that you have all available knowledge prior to making a decision. For more information about our services, give us a call or contact us online by filling out an informational form or through our provided contact information.

The process of selling your jewelry and luxury goods can be a stressful experience. There’s quite a bit of information to absorb and you never quite know if you’re getting the best deal for your valuables. However, at Watch and Wares we want to ensure you feel confident in any sale process. If you’re attempting to sell jewelry or any luxury item, here are the questions that you need to be asking. 

Questions to Ask When Selling Jewelry

What is the current demand for my estate jewelry? 

Having an educated estimate of what your estate jewelry is worth is key to ensuring that you receive a fair offer for your items. Do the prior research and then ask your buyer this question when the time comes. 

What measurement are you using to weigh your gold?

The general consensus method of measuring gold is in grams. You might also see some gold and jewelry buyers use troy ounces so it’s best to keep in mind conversion rates between the two measurement systems. If your buyer is using another method, then you could find yourself being paid less than what you deserve. 

What’s the value of my gold jewelry?

As with other types of jewelry, you want to have an idea of how much your gold jewelry is worth prior to meeting with a buyer. If possible, measure your gold jewelry and get an accurate measurement to help determine its value before receiving a valuation. 

Questions to Ask When Selling Luxury Items

Can you tell me about the quality of my handbag’s leather? 

Expensive designer handbags will have high-quality leather while a knockoff will have one of lesser quality. By discovering your handbag’s leather quality, you will have a better grasp of its value. 

Can you tell me about my handbag’s stitching? 

A handbag’s stitching is indicative of its quality. Higher-end designer handbags are carefully hand-stitched with delicate touch and care. Ask your buyer about your handbag’s stitching to help with your valuation. 

If I have the original box and papers of my watch, will I get a bigger price? 

The answer to this question should usually be yes. Having the original box and papers for your watch will raise its value and help you earn more on your transaction. Make sure to mention this to your buyer to ensure that it’s accounted for in their valuation. 

Part of making the process of selling your jewelry and luxury items easier is finding the right partner. You want to have a trusted buyer that will treat you fairly and with respect. If you’re looking for a place to sell luxury items or jewelry, give us a call and come to one of our established locations in Orange at Plaza Square or on South Glassell Street. Watch and Wares provides the ideal environment for you to sell your goods and receive a fair financial valuation in return. For further consultation about our services, contact us online by filling out an informational form or through our provided contact information.

If you’re a Tustin resident in need of quick cash, you can get the money you need same-day with a collateral loan from Watch & Wares. With collateral loans, you don’t need to undergo a credit check, and repayment will never affect your credit score. Instead, the items used as collateral will be kept by the lender if repayment isn’t made on time. Many Tustin residents prefer collateral loans over any other type of loan because it’s low-risk and you’ll receive the money instantly. However, what items can be accepted as collateral is often unclear and varies widely between lenders. When you visit Watch & Wares, here are the items that we can accept as collateral for a collateral loan.

Fine Jewelry

When finding a trusted jewelry loan expert, it’s not enough to simply Google “jewelry loans near me” and pick the top result. When it comes to a sentimental and valuable item such as gold or diamond jewelry, you want to find a lender that is trustworthy and will offer you the most for your items. Watch & Wares accepts all kinds of jewelry pieces as collateral, including antique jewelry, estate jewelry, contemporary designer jewelry, and more. Our team of experienced appraisers have worked at brand names such as Tiffany & Co., so they can give you some of the most accurate appraisals in the industry. We offer highly competitive rates that will get you the cash you need right away.

Designer Watches

If you have a Rolex watch that you need to loan for cash, come to Watch & Wares. We accept Rolexes, as well as all kinds of designer watches, as collateral for a collateral loan. We know how meaningful it can be for someone to purchase their first Rolex or Patek Philippe, so a collateral loan from Watch & Wares allows you to keep ownership of your designer watch while still receiving the cash you need right away. As soon as you repay the loan, your Rolex will be promptly returned to you in the same condition that it was received. 

Luxury Handbags

Many women enjoy purchasing luxury handbags not only because they’re beautiful, but also because they know that certain styles retain their value well over time. Designer handbags from brands like Chanel, Hermes, and Louis Vuitton can often have a higher current retail value than the price they were originally purchased for. This makes them a great asset for collateral loans. Watch & Wares accepts handbags from Chanel, Hermes, Louis Vuitton, Saint Laurent, Prada, Gucci, and more. If you have a valuable designer handbag that you’re not ready to part with, but you need cash right away, opt for a collateral loan from Watch & Wares.

Rare Art & Collectibles

Rare art and collectibles are a passion for Watch & Wares. We constantly strive to find the rarest, finest pieces in the best condition, so we happily accept rare collectible pieces as collateral for collateral loans. Items we accept include rare coins, fine art, Fabergé eggs, Tiffany silver, and much more. Make an appointment with one of our appraisal experts in order to determine whether your rare collectible is acceptable collateral and what the loan value of your item would be.

If you’re looking to use your gold jewelry or other luxury goods for a collateral loan, stop Googling “jewelry loans near me” and instead visit the Tustin experts in collateral jewelry loans. Watch & Wares accepts all kinds of fine jewelry, designer goods, and rare collectibles as collateral, so you can get same-day cash with any of your valuable accessories. Give us a call today at (714) 731-9600 to schedule an appointment for a free, no-obligation appraisal with one of our experienced staff or expert gemologists.