Personal Loans vs. Collateral Loans: Important Things to Know

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A large percentage of Americans are struggling to regain control of their finances in the wake of the pandemic. This includes repaying owed rent, rebuilding savings accounts, and purchasing necessities. In these times, many people are turning to loans in order to secure the money they need to make it until their next paycheck. However, before running to the bank for an unsecured personal loan, collateral loans should be considered for their many benefits.

What is an unsecured personal loan?

There are generally two types of loans: secured and unsecured. An unsecured loan is a loan in which you aren’t required to put up collateral as a form of repayment. However, since there’s no guaranteed repayment for the lender, unsecured loans tend to come with tighter restrictions and more hoops to jump through in order to approve the loan. Personal loans often require up to a week to process before you’re approved while the lender reviews your credit history, bank statements, and other related documents. There’s a chance you may not be approved for the loan at all, and if you are, your interest rates are often high to make up for the lack of security for the lender. Unsecured loans also have a negative effect on your credit score while you’re in the process of repaying them.

What is a collateral loan?

The second form of personal loan is a secured loan, also known as a collateral loan. A secured loan requires you to put up some form of collateral for the lender to repossess in the instance that you default on your loan. Luxury assets such as fine jewelry, watches, handbags, and art are popular forms of collateral as they allow you to obtain a higher loan value without any risk of harming your credit score. Since you’re offering collateral with an equal or higher value than your loan amount, there is often no credit check or the possibility of affecting your credit score. You can also get your needed cash on the same day without the lengthy approval process of an unsecured personal loan. 

Which loan is right for me?

Both loan types have their advantages, but which is right for you will depend on your current financial situation. If you want a loan that doesn’t require you to declare your debts or go through a credit check, collateral loans are the best option. They’re also the more ideal option for those who need cash quickly, even on the same day, or if you don’t want to risk a negative effect on your credit score. If you have luxury goods that you don’t mind parting with temporarily, collateral loans have many benefits that make them a popular choice among Southern California residents. 

If you need cash fast and have valuable items that you’re willing to temporarily part with, a collateral loan from Watch & Wares is an excellent solution that offers many practical benefits. From low-interest rates to generous loan terms to no effect on your credit score, collateral loans are the option that many Orange County residents prefer for sourcing cash fast. At Watch & Wares, we offer some of the most competitive appraisal pricing in the area, and our insurance rates are always state-regulated. We have a generous four-month loan term with a 10-day grace period, and we’re always happy to renew your loan in exchange for the full repayment of interest owed. To find out more about our collateral loan process or to receive an appraisal on your luxury item, contact us at (714) 633-2030 or fill out our online contact form today. We would be happy to schedule an appraisal appointment for your earliest convenience.

How to Relieve Holiday Debt with Collateral Loans

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If you’re in need of holiday spending money and you’re looking for the best place to sell gold jewelry for cash, reputable luxury pawn shops such Watch & Wares are a great solution. We buy all types of gold and diamond jewelry as well as other luxury goods. However, we also offer generous collateral loans if you need cash but you’re not ready to part with your valuables. If you’ve been contemplating whether to sell diamond jewelry in order to relieve holiday debt this year, consider a collateral loan from Watch & Wares instead.

What is a collateral loan?

A collateral loan is a loan secured by something valuable that you own, such as fine jewelry or designer watches. Once your valuable item has been assessed for fair value, you’ll receive an equivalent loan value in cash and the lender will keep your asset as collateral. Once you repay the loan in full, you’ll receive your item(s) back. If you fail to repay the loan, the lender keeps your item indefinitely as repayment for the loan. Collateral loans are often preferred over other loan types because they don’t require a credit check and won’t affect your credit score if you fail to repay the full loan value. 

What is acceptable collateral for a loan?

We accept many different forms of collateral as the basis for a loan. Items we accept include contemporary and antique jewelry, Rolex watches and other designer timepieces, luxury handbags, fine art, rare coins, and other valuable collectibles. If you have any questions about a specific item you’d like to put up as collateral, speak to a team member and we would be happy to assist you and appraise any acceptable items.

What are the loan terms?

Watch & Wares is a premier choice for collateral loans because we offer generous and fully transparent loan terms that maximize your chance of full repayment. We fully comply with state regulations that control interest rates, how collateral is held, and loan repayment periods, ensuring that you are fully protected throughout the process. We issue loan tickets with every transaction, which clearly state all loan terms so you know exactly how the process works. Our loans are for a standard four-month window with a 10-day grace period. If you fully repay the loan in that time, we promptly return your collateral. If you fail to repay the loan, we keep your item as repayment. You can also choose to extend the loan by paying the interest owed in full. We work with you to give you flexible options that meet your needs and help you relieve holiday debt with minimal stress.

Why Watch & Wares?

We’re not just the best place to sell gold jewelry, we’re also the best place to loan it. We buy, sell, and appraise a wide variety of fine jewelry, designer watches, and luxury handbags, so we can conduct swift appraisals that result in some of the most competitive loan values in the area. We have a stellar team of industry experts and gemologists trained to appraise high-value items with unparalleled customer service. We also conduct all loans with the utmost discretion and transparency, ensuring you a comfortable and hassle-free luxury collateral loan experience. 

If you’re not ready to sell diamond jewelry that’s been in your family for years, but you need cash now, consider a Watch & Wares collateral loan instead. It’s a safe and secure option that preserves your good credit while getting you the money you need when you need it. To find out more about our collateral loans or to schedule an appraisal today, give us a call at (714) 731-9600. One of our friendly and knowledgeable staff members would be happy to assist you.

How to Be A Smart Consumer During the Holidays

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It’s undeniable that the holiday season has become inextricably linked to shopping. Whether buying Christmas gifts for others or doing sales shopping for yourself, it’s arguably the most consumerist time of year. With a recent increase in awareness around sustainability, as well as extra cost-consciousness due to the pandemic, many shoppers are looking for ways to be smart consumers during the holidays. If you want to save money and do your part to reduce consumer waste while still indulging your friends and family in luxury gifts, here are a couple of tips for staying under budget.

Avoid retail jewelry stores

Jewelry and watches are incredibly popular holiday gifts, as they have virtually universal appeal. If you’re looking to get your husband a Rolex or your mother a diamond necklace, avoid shopping retail this year and instead opt for secondhand and antique options. Estate jewelry stores and reputable pawn shops such as Watch & Wares have vast selections of stunning, one-of-a-kind jewelry that will tell your special someone how much you appreciate them. All jewelry is certified and restored to its best condition, and all of our pieces are available at incredible prices that will keep you under budget. If you want the best in quality and price, avoid retail jewelry stores this holiday season and browse antique jewelry and watches from Watch & Wares.

Consider pre-loved luxury handbags

A stunning designer handbag is an incredible gift that will light up the eyes of anyone in your life. However, luxury handbag prices increase every year, and the quality rarely increases with it. If you want high-quality pre-owned luxury handbags that won’t break the bank, Watch & Wares Couture has a wide selection of used designer handbags. Luxury pre-owned designer handbags are often in near-pristine condition, but you can save thousands of dollars over retail value. Not only that, but purchasing pre-owned luxury handbags is a more sustainable choice, keeping goods out of landfills and giving them a longer life. If you want to find your mom, wife, or friend the perfect holiday gift this year, luxury pre-owned designer handbags are a thoughtful choice—in more ways than one.

Being a thoughtful consumer not only saves the planet, but it can often save you considerable money as well—all while recycling premier-quality goods that will leave their recipients in awe. If you’re looking for a unique and luxurious holiday gift for someone in your life, look no further than Watch & Wares. We have everything you need to cross off your holiday shopping list, from antique jewelry and Rolex watches to used designer handbags. To find out more about our product selection or to schedule an appointment with a friendly and knowledgeable sales associate, give us a call today at (714) 633-2030. We look forward to assisting you in any way we can!

5 Ways to Maintain Your Lustrous Jewelry

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Everybody wants to keep their favorite pieces of jewelry looking brand new and in good condition. However, techniques to maintain jewelry can vary depending on the type of piece. Platinum, diamond, gemstone, gold, and pearl pieces of jewelry each have their own unique processes. If you’re looking to maintain your jewelry’s shine and quality, here are five effective methods that you can try at home. 

Cleaning Platinum Jewelry

Platinum jewelry does not require much maintenance or resources to retain its appearance. If you do want to polish your platinum jewelry you can use a chamois cloth along with a solution of moderately warm water mixed with mild dish soap.

Diamond Jewelry Care

Diamond is a trendy and attractive gemstone that can make for stunning jewelry. While a diamond can be a tough and strong material, it can still be damaged if you are not careful. A good solution to help maintain a diamond jewelry’s shine involves mixing a quarter cup of mild dish detergent with one cup of moderately warm water. Then, place the jewelry in the solution for twenty to thirty minutes. Once enough time has elapsed, you then use a toothbrush to softly brush the jewelry to remove any dirt that may be on it. Exercise caution when brushing and do not use too much force. 

Cleaning Gemstone Jewelry

Because of the variety and large quantity of gemstones, there are different approaches that a person can take in cleaning their jewelry. Some recommended options to wipe gemstone jewelry are lint-free cleaning cloths or ones made from microfiber. It should be noted that hot water should generally not be used with gemstones.

Maintaining Gold

Cleaning gold jewelry is generally uniform no matter which type you own. A standard and efficient way to clean your gold jewelry is with a soft chamois cloth. If your jewelry has tarnished, you can soak it in a solution of moderately warm water mixed with dish soap and a few drops of mild dish detergent. Leave the jewelry in the solution for a short period and then use a lint free cloth to gently wipe it.

Maintaining Pearls and their Shine

The cleaning of pearl jewelry is unique from that of others as it does not heavily rely on the use of water. Use of a chamois cloth is one method of keeping your pearls clean. For more excessively dirty pearl jewelry, lightly wet the cloth with moderately warm water that’s been mixed with mild dish soap and gently wipe. 

There are several effective methods that can help maintain your jewelry’s shine in between professional services from your local jeweler. Watch and Wares provides a variety of exceptional services including our stellar jewelry repair. Our experienced team uses the latest modern tools and equipment to help return your jewelry to its pristine form. We offer free estimates on all jewelry repairs so that you have all available knowledge prior to making a decision. For more information about our services, give us a call or contact us online by filling out an informational form or through our provided contact information.

7 Things Most People Don’t Know About Rolex Watches

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Rolex is one of the most recognizable and sought after luxury watch brands in the world. Because of their intricate craftsmanship and impeccable quality, Rolex watches have become iconic timepieces unparalleled in stature. However, despite its prominence, there are still things about the Rolex brand that people are unaware of. Here are seven interesting facts most people don’t know about Rolex watches. 

The Company Was Originally Named After Its Founders

The company’s original name was Wilsdorf & Davis. Then in 1908, the Rolex brand name was registered and the company’s name changed. 

Rolex Was Originally Founded in London

Despite popular belief, Rolex was not founded in Switzerland. Instead, it was founded in London by German businessman Hans Wilsdorf and his partner Alfred Davis. 

Most Rolex Watch Parts Are Made In-House

Because Rolex wants as much control in the creation process of their watches as possible, most of their watch parts are made in-house. This allows them to oversee each step in the creation of their watches to ensure their quality. 

Rolex’s Four Factories

Rolex owns four manufacturing factories with each playing a significant and unique role in the watch creation process. All four factories are located in Switzerland. Specifically, they’re situated at Plan-Les-Ouates, Les Acacias, Bienne, and Chêne-Bourg. Each factory is tasked with manufacturing their assigned parts.  

Rolex Operates a Foundry

The company owns a foundry where they make all of their gold that they use for their watches. This speaks to Rolex’s commitment to going above and beyond what is expected. There’s no other watch company out there that is making their own gold in their own foundry. 

The Rolex Logo Was Trademarked in 1925

The iconic Rolex crown logo that so many recognize and associate with luxury and wealth was patented in 1925. As Rolex has risen in stature and popularity, their logo has become as identifiable as some of the other top brands in the world. 

All Rolex Watches Are Tested By the COSC 

Rolex has all of their watches tested by the Swiss independent testing institute, Contrôle Officiel Suisse des Chronomètres, to ensure the accuracy and precision of their watches. Each Rolex watch is certified by the COSC. 

For high-quality watches like Rolex and stunning jewelry, try Watch and Wares. Watch and Wares offers unmatched customer care that is guaranteed to leave you satisfied. Our decades of experience sets us apart and our friendly professional team provides excellent one-on-one service. For more information about our selections, give us a call or contact us online by filling out an informational form or through our provided contact information.

Top Questions to Ask When Selling Jewelry & Luxury Items

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The process of selling your jewelry and luxury goods can be a stressful experience. There’s quite a bit of information to absorb and you never quite know if you’re getting the best deal for your valuables. However, at Watch and Wares we want to ensure you feel confident in any sale process. If you’re attempting to sell jewelry or any luxury item, here are the questions that you need to be asking. 

Questions to Ask When Selling Jewelry

What is the current demand for my estate jewelry? 

Having an educated estimate of what your estate jewelry is worth is key to ensuring that you receive a fair offer for your items. Do the prior research and then ask your buyer this question when the time comes. 

What measurement are you using to weigh your gold?

The general consensus method of measuring gold is in grams. You might also see some gold and jewelry buyers use troy ounces so it’s best to keep in mind conversion rates between the two measurement systems. If your buyer is using another method, then you could find yourself being paid less than what you deserve. 

What’s the value of my gold jewelry?

As with other types of jewelry, you want to have an idea of how much your gold jewelry is worth prior to meeting with a buyer. If possible, measure your gold jewelry and get an accurate measurement to help determine its value before receiving a valuation. 

Questions to Ask When Selling Luxury Items

Can you tell me about the quality of my handbag’s leather? 

Expensive designer handbags will have high-quality leather while a knockoff will have one of lesser quality. By discovering your handbag’s leather quality, you will have a better grasp of its value. 

Can you tell me about my handbag’s stitching? 

A handbag’s stitching is indicative of its quality. Higher-end designer handbags are carefully hand-stitched with delicate touch and care. Ask your buyer about your handbag’s stitching to help with your valuation. 

If I have the original box and papers of my watch, will I get a bigger price? 

The answer to this question should usually be yes. Having the original box and papers for your watch will raise its value and help you earn more on your transaction. Make sure to mention this to your buyer to ensure that it’s accounted for in their valuation. 

Part of making the process of selling your jewelry and luxury items easier is finding the right partner. You want to have a trusted buyer that will treat you fairly and with respect. If you’re looking for a place to sell luxury items or jewelry, give us a call and come to one of our established locations in Orange at Plaza Square or on South Glassell Street. Watch and Wares provides the ideal environment for you to sell your goods and receive a fair financial valuation in return. For further consultation about our services, contact us online by filling out an informational form or through our provided contact information.

What is Estate Jewelry & Why Should You Buy It?

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For residents of Irvine and the surrounding Orange County area in search of jewelry that is both elegant and meaningful, estate jewelry fulfills both criteria with their memorable distinctiveness. Estate jewelry are pieces of jewelry that have been previously owned. An increasingly popular option for those seeking originality, they come from various backgrounds each with their own unique history and special charm. With all of that being said, what incentive is there for buying estate jewelry? Estate jewelry comes with several benefits that customers will find enticing. Here are some of the reasons as to why you should consider making estate jewelry your next purchase. 

Affordable Pricing

Because estate jewelry is previously owned, they often come in more affordable prices. Customers are able to get high-quality jewelry at a reasonable cost. You can find such reasonably priced jewelry at any of Watch and Wares several locations.

The History Behind Them

Part of the specialness and endearing quality to estate jewelry is the history behind them. Each piece of estate jewelry has a different story to them that makes them especially meaningful. This gives them a genuineness and earnestness that some newer jewelry simply do not have. Owning a certain piece of estate jewelry means that you’re now part of that story and you’re writing its future. 

Styles of the Past 

Estate jewelry’s unique and enticing nature comes from their differing origins and the periods from which they come from. Customers are given glimpse into designs and aesthetics that certain time periods revered and prioritized. 

Jewelry is Durable

Jewelry is generally a durable product. As long as they are reasonably maintained over time with small repairs made periodically, older pieces of jewelry will closely resemble their newer counterparts and in certain instances be indistinguishable in quality. 

Well-Crafted and Detailed

Estate jewelry tends to be well-crafted having been meticulously made and thoughtfully designed. Because of the care that’s been put into them there’s a uniqueness and special nature to each estate jewelry which isn’t always the case for newer pieces of jewelry. 

Estate jewelry is a viable option for those looking for something more affordable yet still stunning in appearance. Well-crafted and genuine, estate jewelry make for a wonderful addition to any collection. Watch and Wares has a beautiful selection of estate jewelry that will surely satisfy any of your needs. Our diverse offerings include jewelry from the Victorian, Edwardian, Art Nouveau, Art Deco, Mid-Century Retro Modern, and Contemporary periods. For further consultation give us a call or contact us online by filling out an informational form or through our provided contact information. 

What is Acceptable Collateral for a Loan?

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If you’re a Tustin resident in need of quick cash, you can get the money you need same-day with a collateral loan from Watch & Wares. With collateral loans, you don’t need to undergo a credit check, and repayment will never affect your credit score. Instead, the items used as collateral will be kept by the lender if repayment isn’t made on time. Many Tustin residents prefer collateral loans over any other type of loan because it’s low-risk and you’ll receive the money instantly. However, what items can be accepted as collateral is often unclear and varies widely between lenders. When you visit Watch & Wares, here are the items that we can accept as collateral for a collateral loan.

Fine Jewelry

When finding a trusted jewelry loan expert, it’s not enough to simply Google “jewelry loans near me” and pick the top result. When it comes to a sentimental and valuable item such as gold or diamond jewelry, you want to find a lender that is trustworthy and will offer you the most for your items. Watch & Wares accepts all kinds of jewelry pieces as collateral, including antique jewelry, estate jewelry, contemporary designer jewelry, and more. Our team of experienced appraisers have worked at brand names such as Tiffany & Co., so they can give you some of the most accurate appraisals in the industry. We offer highly competitive rates that will get you the cash you need right away.

Designer Watches

If you have a Rolex watch that you need to loan for cash, come to Watch & Wares. We accept Rolexes, as well as all kinds of designer watches, as collateral for a collateral loan. We know how meaningful it can be for someone to purchase their first Rolex or Patek Philippe, so a collateral loan from Watch & Wares allows you to keep ownership of your designer watch while still receiving the cash you need right away. As soon as you repay the loan, your Rolex will be promptly returned to you in the same condition that it was received. 

Luxury Handbags

Many women enjoy purchasing luxury handbags not only because they’re beautiful, but also because they know that certain styles retain their value well over time. Designer handbags from brands like Chanel, Hermes, and Louis Vuitton can often have a higher current retail value than the price they were originally purchased for. This makes them a great asset for collateral loans. Watch & Wares accepts handbags from Chanel, Hermes, Louis Vuitton, Saint Laurent, Prada, Gucci, and more. If you have a valuable designer handbag that you’re not ready to part with, but you need cash right away, opt for a collateral loan from Watch & Wares.

Rare Art & Collectibles

Rare art and collectibles are a passion for Watch & Wares. We constantly strive to find the rarest, finest pieces in the best condition, so we happily accept rare collectible pieces as collateral for collateral loans. Items we accept include rare coins, fine art, Fabergé eggs, Tiffany silver, and much more. Make an appointment with one of our appraisal experts in order to determine whether your rare collectible is acceptable collateral and what the loan value of your item would be.

If you’re looking to use your gold jewelry or other luxury goods for a collateral loan, stop Googling “jewelry loans near me” and instead visit the Tustin experts in collateral jewelry loans. Watch & Wares accepts all kinds of fine jewelry, designer goods, and rare collectibles as collateral, so you can get same-day cash with any of your valuable accessories. Give us a call today at (714) 731-9600 to schedule an appointment for a free, no-obligation appraisal with one of our experienced staff or expert gemologists.

How to Get Money Fast by Loaning Your Valuables

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Unfortunately, more Americans than ever are looking for ways to earn cash fast due to sudden job insecurity and financial instability. With many employers reducing or shutting down operations for the next few weeks or months, finding a steady income is proving to be a significant challenge for Irvine residents. However, one way to make ends meet is by taking out a collateral loan from local pawn and loan shops.

What is a collateral loan?

A collateral loan is a loan secured by something you own, such as a loan on Rolex watches, jewelry, or designer handbags. In the process of a collateral loan, the pawn and loan shops will hold onto your collateral and pay you a fair value for those items. If you repay that loan within the agreed-upon time frame, your item will be returned to you. If you fail to repay the loan, the lender will keep your collateral as payment. Many people prefer collateral loans because they have no effect on your credit. Whereas bank loans are dependent on your credit score and can damage your credit if you fail to repay, collateral loans will never affect your credit and you often don’t require a credit check to qualify. 

What can I loan?

Just about any physical asset can be used as collateral for a loan, depending on your lender. At Watch & Wares, we accept watch loans and jewelry loans as well as loans on rare items like coins, fine art, antique valuables, and other luxury goods. We begin by appraising your item and determining its current market value. Once we have offered a loan amount that you agree to, we’ll give you the cash same-day and issue you a loan ticket that clearly states all the terms of your watch loan or jewelry loan. All of our loans are four-month terms with a generous ten-day grace period. Our interest rates are state-regulated, and repaying your full interest amount allows you to extend the loan period if needed. If you fail to repay your loan on time, we will keep your used Rolex watches or other luxury items as repayment for the loan. If you do repay the loan in full, we will return your items to you right away.

Why choose Watch & Wares?

Watch & Wares has been a reliable source of luxury pawn services since 1991. We have a stellar team of industry experts and trained gemologists that can provide accurate appraisals and unparalleled customer service during the loan process. Whether you’re looking to take out a loan on Rolex watches or designer handbags, we offer some of the most competitive rates in Southern California. We offer generous loan terms, and our process is fully transparent. Other pawn and loan shops can be untrustworthy, unfair, or even unlicensed. Here at Watch & Wares, we always offer a safe, comfortable luxury experience. 

If you have used Rolex watches or other luxury goods that you’d like to loan for same-day cash, call the experts at Watch & Wares. We’ve earned the trust of your Irvine neighbors, and we’d love to earn your trust as well. To make an appointment at our Tustin location, give us a call at (714) 731-9600 or fill out a contact form on our website.

Why You Can Trust a Collateral Loan from Watch & Wares

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Among the services that we offer at Watch & Wares, one that we get asked about frequently is our collateral loans. Tustin residents know that a collateral loan from Watch & Wares can be an excellent way to have money lent to you in a quick and trustworthy manner. While some may be apprehensive about pawn shop loans due to other stores’ reputations, there are many reasons why you can put your faith in a collateral loan from Watch & Wares.

Fully Licensed, Certified, & Accredited

Like other trustworthy pawn and loan shops that wish to provide collateral loans, we are fully licensed to do so in the state of California. We fully comply with state regulations that control interest rates, how collateral is held, and loan repayment periods, ensuring that you are fully protected throughout the process. Additionally, the scales we use to appraise jewelry are regularly inspected and certified by the Orange County Weights and Measures Program. This is to ensure that the instruments we use to determine the weight of your jewelry are always fair and accurate. When you come to Watch & Wares, you never need to worry about getting cheated or short-changed. 

Expert Team of Gemologists & Experienced Professionals

A common issue at other pawn and loan shops is that they do not employ trained jewelers and gemologists to assess pieces for jewelry collateral loans. At Watch & Wares, however, we employ industry veterans, including a master jeweler with over 30 years of experience crafting and repairing jewelry. Our gemologist is certified by the Gemological Institute of America and can accurately identify and appraise all kinds of gemstones. Much of our staff have previously worked at famous brands like Tiffany & Co, Georg Jensen, and more, so they can expertly identify various characteristics of jewelry, such as karat, clarity, and color. Our luxury item experts can do the same with watches, handbags, and more.

Excellent Customer Service & Competitive Pricing

At Watch & Wares, we understand that giving up your jewelry for a collateral loan can be an emotionally fraught experience. That’s why we always work one-on-one with customers to appraise their jewelry and issue loan terms. All of our appraisals and terms come with zero obligations, so there’s no penalty if you decide not to give up your jewelry as collateral, and we won’t attempt to pressure you into making a decision. Our rates for your valuable items are regularly the highest among competitors, and we always strive to offer a friendly, welcoming, and comfortable environment.

Trustworthy Customer Reviews

If you’re still unsure about coming to Watch & Wares for a collateral loan, let our Google and Yelp results speak for themselves. Our efforts to provide excellent customer service are reflected in our consistent 5-star rating on these third-party websites, and we always try to take the time to respond to people’s reviews with our gratitude. While other pawn and loan shops may post selective testimonials on their website, third-party review sites don’t lie; Watch & Wares has hundreds of 5-star reviews left by local residents who loved their Watch & Wares collateral loan experience.

If you’re looking for a trustworthy source for jewelry collateral loans in Tustin, you need not look further than Watch & Wares. Our certified professionals will offer you an honest appraisal for your jewelry and luxury items and safely return them to you once you’ve repaid the loan. If you’d like to learn more about the collateral loan process or schedule an appointment, give us a call at (714) 731-9600. Walk-ins are also welcome!