If you live in Irvine, Tustin, or anywhere else in Orange County, and you’re looking for a safe and reliable source of jewelry loans, you need to do a bit more than just Google “jewelry loans near me”. Finding a reputable pawn shop that has a long history of secure jewelry loans will give you the highest chance of receiving the best jewelry and loan experience possible. Here at Watch & Wares, we offer an experience unlike any other. We pride ourselves on being a jewelry loan pawn shop with unmatched customer service quality and industry knowledge. We are always fully transparent with our customers, answering any questions they may have about the loan process along the way. If you’d like to know a bit more about the Watch & Wares collateral loan process, here are a few of our most frequently asked questions about jewelry loans.
What items does Watch & Wares accept?
Watch & Wares accepts a large array of fine jewelry and luxury accessories. We can accept items from any time period and from any major brand. We also evaluate estate and antique jewelry, so just because your jewelry isn’t Tiffany doesn’t mean it isn’t worth a collateral loan. Whether your jewelry is Victorian, Edwardian, Art Nouveau, Art Deco, mid-century modern, or contemporary, our expert appraisers will evaluate your item and offer you a fair and reasonable loan value for your fine diamond or gold jewelry pieces.
Does Watch & Wares do a credit check?
The best part of collateral loans is that they never affect your credit, and therefore we don’t need to perform a credit check in order to offer you a loan. As long as you have a jewelry piece worth the value you’re looking for, we can accept it as collateral for a Watch & Wares jewelry loan. We’re a leading jewelry loan pawn shop because we accept such a wide variety of items and offer highly competitive rates for your luxury goods. As long as your item is worth the amount you need, you can secure the best jewelry and loan rate possible without a credit check!
How does Watch & Wares determine my item’s value?
Our team members are experts in their field and have decades of experience at luxury brands such as Georg Jensen and Tiffany & Co. This has given them an encyclopedic knowledge of luxury goods that they use to perform a quick but thorough appraisal of your jewelry pieces. Our expert appraisers and gemologists will assess your piece by establishing the market value of any precious metals or stones based on weight and purity. At Watch & Wares, our scales are certified by Orange County Field of Weight & Measure to ensure that all measurements are accurate to the industry standard. One we’ve determined the market value of your items, we’ll offer you a fair and honest loan based on your piece’s present worth.
How long do I have to repay the loan?
Watch & Ware has extremely generous loan terms that maximize your chances of full repayment. All of our loans are four-month terms with a ten-day grace period. Our interest rates are state-regulated and based on the value of the loan. If you fully repay your loan within the four-month timeframe, we will return your item to you in the same condition it was received as soon as your next visit. If you fail to repay in full on time, we will keep your item as repayment. If you need a little more time to repay, we also offer the option to renew your loan by paying off the full interest owed.
If you’re looking for the best jewelry and loan services across Irvine, Tustin, and the rest of Orange County, look no further than Watch & Wares. We offer secure and reliable jewelry loans with some of the most competitive rates in the industry. Watch & Wares is the top jewelry loan pawn shop in the area, which is why we’ve maintained a 5-star rating after more than a decade in the business. To experience the Watch & Wares difference for yourself, give us a call at (714) 731-9600 and schedule an appointment for your free jewelry appraisal today.